Which subscriptions are made for sharing? (2026 guide)

Not every subscription should be shared — but plenty are built for it. Here are the family and group plans designed for multiple people, and what each costs to split.

Account sharing gets a bad name because people try to share single-user logins. But a whole category of subscriptions is designed for several people — family and group plans. Split those and everyone saves, exactly as the service intended.

Streaming

YouTube Premium Family — up to 5 members, no ads across YouTube and YouTube Music. Split YouTube →
Disney+ & bundles — multi-stream plans made for a household. Split Disney+ →
Apple TV+ / Apple One — Family Sharing covers up to 5 people across Apple services. Split Apple One →

Music

Spotify Family — six accounts, one bill. Split Spotify →
Apple Music Family — five people, individual libraries. Split Apple Music →

Productivity, learning & play

Microsoft 365 Family — up to 6 people, full Office + 1 TB each. Split Microsoft 365 →
Duolingo Super Family — up to 6 learners. Split Duolingo →
Nintendo Switch Online Family — up to 8 accounts. Split Nintendo →

The rule of thumb

If a plan advertises a number of "members," "people," or "accounts," it's built to be shared. SplitPerks only lists these group-designed plans — never single-user account sharing. See every service you can split →